Individual Insurance

Our annual cost analysis will assure you are not overpaying for benefits. If your situation calls for unique underwriting guidelines, we'll find the best companies that serve that particular market. No proprietary products means we always put our clients needs first.

Here are the lines of insurance we can help you with

  • Term Life Insurance
  • Whole Life Insurance
  • Variable Life Insurance
  • Universal Life Insurance
  • Variable Universal Life Insurance
  • Survivorship Life Insurance
  • Variable Suvivorship Life Insurance
  • Personal Disability Income Protection Insurance
  • Business Overhead Expense Insurance
  • Long-Term Care Insurance
For additional information or to speak with an insurance expert, please call 847-454-0660 or email us at dean@payitforwardfinancial.com

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Mission Statement

Make a positive impact on the lives and future generations of our clients and their families.


Value Statement

We believe that all we have has been entrusted to us. We are not only responsible for how we use our resources, but what our lives say as a reflection of our actions. Therefore, a vital part of the legacy we leave should include implementing and passing on principles of good
stewardship.